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Health Insurance for Students in Italy

Non-EU students can register with the Italian National Health Service (SSN) from €149.77/year (scholarship holders) or €700/year, or use private insurance.

5 requirements 3 plan options 5 setup steps
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Last updated: March 2026

Insurance Requirements

  • All students must have proof of health insurance for visa and enrollment
  • Non-EU students can choose SSN registration (€149.77–€700/year) or private insurance
  • EU/EEA students can use European Health Insurance Card (EHIC)
  • SSN registration grants access to the same care as Italian citizens
  • Private insurance must meet minimum coverage requirements for visa approval

Available Insurance Options

SSN (Servizio Sanitario Nazionale)

€149.77–€700/year

Best for: Non-EU students wanting full public healthcare access

Register at local ASL office. €149.77/year for scholarship holders, €700/year for others (since 2024). Same coverage as Italian citizens.

Learn more

Private Health Insurance (Comprehensive)

€40–€70/month

Best for: Students wanting premium coverage with specialists and dental

Full private care, faster appointments, dental, optical, and specialist consultations.

Learn more

Cost Overview

Item Cost Details
SSN Annual Registration €149.77–€700/year €149.77 for scholarship holders, €700 for other students (since 2024). Full public healthcare access.
Private Insurance (Basic) From €20/month Emergency and basic medical coverage for visa compliance
Private Insurance (Comprehensive) €40–€70/month Premium private care with specialists, dental, and optical
Prescription Co-Pays €1–€5 per prescription Small co-payment required with SSN coverage
Item

SSN Annual Registration

Cost

€149.77–€700/year

Details

€149.77 for scholarship holders, €700 for other students (since 2024). Full public healthcare access.

Item

Private Insurance (Basic)

Cost

From €20/month

Details

Emergency and basic medical coverage for visa compliance

Item

Private Insurance (Comprehensive)

Cost

€40–€70/month

Details

Premium private care with specialists, dental, and optical

Item

Prescription Co-Pays

Cost

€1–€5 per prescription

Details

Small co-payment required with SSN coverage

Visa & Insurance Requirements

  • Student visa requires proof of health insurance for entire stay
  • SSN registration certificate accepted (register after arrival)
  • Private insurance must provide minimum €30,000 medical coverage
  • EU students with EHIC can show EHIC card for visa
  • Insurance validity must match visa duration

How to Get Insured

1

Apply for Student Visa

Submit visa application with proof of private insurance or declaration to register with SSN upon arrival.

2

Arrive in Italy and Get Codice Fiscale

Within 8 days of arrival, apply for your Codice Fiscale (Italian tax code) at the local tax office (Agenzia delle Entrate).

3

Register with SSN at ASL Office

Visit your local ASL (Azienda Sanitaria Locale) office with passport, Codice Fiscale, enrollment certificate, and payment receipt (€149.77 for scholarship holders or €700).

4

Choose Your GP (Medico di Base)

Select a General Practitioner from the ASL list. This is your primary contact for all medical needs.

5

Receive Your SSN Card

Your SSN health card (Tessera Sanitaria) arrives by mail within 2–4 weeks.

Student Health Insurance in Italy

Italy’s Servizio Sanitario Nazionale (SSN) is one of Europe’s best public healthcare systems, and as an international student, you have two options: register with SSN from €149.77/year (scholarship holders) or €700/year (since 2024), or use private health insurance.

SSN Registration for Students

Non-EU students can register with SSN at their local ASL (Azienda Sanitaria Locale) office after arriving in Italy. You’ll need:

  • Passport and student visa
  • Codice Fiscale (Italian tax code)
  • University enrollment certificate
  • €149.77 annual fee (scholarship holders) or €700 (since 2024)

Once registered, you’ll select a Medico di Base (GP), who becomes your primary healthcare contact. You’ll have the same access to public healthcare as Italian citizens.

What SSN Covers

SSN provides comprehensive coverage including:

  • GP consultations (free with your Medico di Base)
  • Hospital care and surgery
  • Emergency treatment (Pronto Soccorso)
  • Specialist referrals
  • Prescription medications (small co-pays of €1–€5)

Why Choose Italy?

With over 110,000 international students and world-renowned universities in cities like Rome, Milan, Florence, and Bologna, Italy offers high-quality education, rich culture, and affordable healthcare.

Frequently Asked Questions

Yes, EU/EEA students with a valid EHIC have access to Italian public healthcare. No SSN registration required, but registration is recommended for longer stays.
SSN covers GP visits, hospital treatment, emergency care, specialist referrals, and prescriptions (with small co-pays of €1–€5).
SSN is more affordable and provides the same care as Italian citizens. Private insurance offers faster appointments and more flexibility, but costs more.
Contact your assigned Medico di Base (GP) for an appointment. For emergencies, visit Pronto Soccorso (ER) or call 118.
Yes, you can register with SSN at any time during your studies by visiting your local ASL office.

Ready to Study in Italy?

Choose between affordable SSN registration or flexible private insurance plans.

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