CNAS Public Insurance
~€20/month
Best for: Students wanting access to Romanian public healthcare
Register at local CNAS office. Covers public hospitals, clinics, GP visits, and prescriptions.
Learn more
Health Insurance for Students in Romania
Extremely affordable! CNAS public insurance ~€20/month or private from €10/month. EU students can use EHIC.
5 requirements 3 plan options 5 setup steps
Compare Plans Insurance Requirements
- Health insurance mandatory for all students in Romania
- EU/EEA students with EHIC can access CNAS (Romanian public healthcare)
- Non-EU students can buy CNAS insurance (~€20/month) or private insurance (from €10/month)
- Proof of insurance required for residence permit
- Private insurance must meet Romanian immigration requirements
Available Insurance Options
Private Health Insurance (Basic)
From €10/month
Best for: Budget-conscious students or those preferring private care
Very affordable! Covers emergencies, hospital stays, GP visits. Accepted for residence permit.
Learn morePrivate Health Insurance (Comprehensive)
€20–€40/month
Best for: Students wanting premium private care with dental and specialists
Full private coverage with faster access, English-speaking doctors, dental, and optical.
Learn moreCost Overview
| Item | Cost | Details |
|---|---|---|
| CNAS Public Insurance | ~€20/month | Access to Romanian public healthcare system. Very affordable. |
| Private Insurance (Basic) | From €10/month | One of Europe's cheapest! Covers emergencies and basic care. |
| Private Insurance (Comprehensive) | €20–€40/month | Premium private care with specialists, dental, optical |
| Doctor Visit (Private) | €15–€40 | Out-of-pocket cost for private doctor visit |
Item
CNAS Public Insurance
Cost
~€20/month
Details
Access to Romanian public healthcare system. Very affordable.
Item
Private Insurance (Basic)
Cost
From €10/month
Details
One of Europe's cheapest! Covers emergencies and basic care.
Item
Private Insurance (Comprehensive)
Cost
€20–€40/month
Details
Premium private care with specialists, dental, optical
Item
Doctor Visit (Private)
Cost
€15–€40
Details
Out-of-pocket cost for private doctor visit
Visa & Insurance Requirements
- Student residence permit requires proof of health insurance
- EU students: EHIC sufficient
- Non-EU students: CNAS insurance or private insurance certificate required
- Insurance must cover entire stay duration
- Minimum €30,000 medical coverage recommended
How to Get Insured
Choose Insurance Type
Decide between CNAS public insurance (~€20/month) or private insurance (from €10/month).
Apply for Insurance
CNAS: Register at local office with residence permit and student ID. Private: Apply online with providers like Allianz, Euroins, or Generali Romania.
Apply for Residence Permit
Submit residence permit application with proof of insurance (EHIC for EU, insurance certificate for non-EU).
Receive Insurance Card
CNAS: Receive CNAS card for public healthcare access. Private: Receive insurance policy documents.
Register with GP (For CNAS)
If using CNAS, register with a family doctor (medic de familie) at a local clinic.
Student Health Insurance in Romania
Romania offers Europe’s most affordable healthcare for students. With CNAS public insurance at ~€20/month or private insurance from €10/month, Romania is unbeatable for budget-conscious students.
CNAS — Romanian Public Healthcare
Non-EU students can register with CNAS (Casa Națională de Asigurări de Sănătate) — Romania’s public health insurance system. At just ~€20/month, CNAS provides:
- GP visits (medic de familie)
- Hospital treatment (public hospitals)
- Emergency care
- Specialist consultations
- Prescription medications (with small co-pays)
Register at your local CNAS office with your residence permit and student ID.
Private Health Insurance
Romania’s private health insurance is incredibly affordable, starting from just €10/month. Private insurance offers:
- Faster appointments
- English-speaking doctors
- Modern private clinics
- Flexible coverage options
- Often cheaper than CNAS!
Popular providers include Allianz, Euroins, Generali Romania, and Regina Maria (private clinic network with insurance plans).
EU Students with EHIC
EU/EEA students can use their European Health Insurance Card (EHIC) to access Romanian public healthcare (CNAS) at the same cost as Romanian citizens.
Why Romania?
With over 45,000 international students, Romania offers excellent universities in Bucharest, Cluj-Napoca, Timișoara, and Iași. Enjoy low living costs (€300–500/month), beautiful landscapes, vibrant student life, and the cheapest healthcare in Europe.
Frequently Asked Questions
How much does health insurance cost in Romania?
Romania has Europe's most affordable healthcare! CNAS public insurance costs ~€20/month, and private insurance starts from just €10/month.
Can EU students use EHIC in Romania?
Yes, EU/EEA students with EHIC can access Romanian public healthcare (CNAS) at the same cost as Romanian citizens.
Should I choose CNAS or private insurance?
CNAS is affordable and provides access to public healthcare. Private insurance is even cheaper (from €10/month) and offers faster appointments and English-speaking doctors.
What does CNAS cover?
CNAS covers GP visits, hospital treatment, emergency care, specialist consultations, and prescriptions (with small co-pays).
How do I see a doctor in Romania?
CNAS: Register with a medic de familie (family doctor) for primary care. Private: Visit private clinics listed by your insurer. Emergencies: Call 112 or visit spital (hospital).
Ready to Study in Romania?
Choose between affordable CNAS coverage or ultra-cheap private insurance plans.
Compare Plans