EU students with EHIC covered. Non-EU students staying >1 year register with Försäkringskassan. Shorter stays need private insurance.
Best for: Non-EU students on degree programs longer than 1 year
Register after arrival. Grants access to Swedish healthcare system. Covers doctor visits, hospital care, emergencies.
Learn moreBest for: Non-EU students on exchange programs or shorter stays
Required for residence permit. Covers medical emergencies, hospital stays, repatriation.
Learn moreBest for: EU/EEA students
EHIC covers basic care. Travel insurance recommended for repatriation and extras.
Learn more| Item | Cost | Details |
|---|---|---|
| Försäkringskassan Registration | Free | For non-EU students staying >1 year. Tax-funded coverage. |
| Private Insurance (Short Stay) | €30–€60/month | Required for non-EU students staying <1 year |
| Doctor Visit Fee | SEK 100–300 (~€9–€27) | Small co-payment for doctor visits in Sweden. Emergency care higher. |
| High-Cost Protection (Högkostnadsskydd) | Max SEK 1,300/year (~€115) | After paying SEK 1,300 in healthcare fees per year, further care is free. |
Försäkringskassan Registration
Free
For non-EU students staying >1 year. Tax-funded coverage.
Private Insurance (Short Stay)
€30–€60/month
Required for non-EU students staying <1 year
Doctor Visit Fee
SEK 100–300 (~€9–€27)
Small co-payment for doctor visits in Sweden. Emergency care higher.
High-Cost Protection (Högkostnadsskydd)
Max SEK 1,300/year (~€115)
After paying SEK 1,300 in healthcare fees per year, further care is free.
Submit residence permit application with proof of insurance (EHIC for EU, private insurance or Försäkringskassan declaration for non-EU).
Register at Skatteverket (Swedish Tax Agency) to receive your personnummer (personal ID number).
After receiving personnummer, register with Försäkringskassan for free healthcare coverage.
Register with a local vårdcentral (health center) near your accommodation. This is your primary care contact.
Your personnummer links all medical records. Use 1177.se for online health services and appointment booking.
Sweden’s tax-funded universal healthcare system provides excellent care to all residents, including international students. Your insurance requirement depends on your nationality and length of stay.
If you’re from an EU/EEA country, bring your European Health Insurance Card (EHIC). This grants you the same healthcare access as Swedish residents. You’ll pay small co-payments (SEK 100–300 per visit), and once you’ve paid SEK 1,300 in a year, further care is free thanks to högkostnadsskydd (high-cost protection).
If you’re on a degree program longer than 1 year, you can register with Försäkringskassan (Swedish Social Insurance Agency) after arriving. Steps:
If you’re on an exchange program or short course (<1 year), you cannot register with Försäkringskassan. You must have private health insurance (€30–60/month) for your residence permit.
With over 40,000 international students, Sweden offers world-class universities, innovative research, and English-taught programs. Enjoy high-quality healthcare, a safe environment, and excellent work-life balance.
Healthcare is tax-funded and mostly free, but patients pay small fees (SEK 100–300 per visit). After SEK 1,300/year, further care is free (högkostnadsskydd).
Yes, EU/EEA students with EHIC have full access to Swedish healthcare at the same cost as Swedish residents.
Försäkringskassan is the Swedish Social Insurance Agency. Non-EU students staying >1 year register here for free healthcare coverage.
Contact your local vårdcentral (health center) to book an appointment. For emergencies, call 112 or visit akutmottagning (emergency room).
Non-EU students on short stays (<1 year) cannot register with Försäkringskassan. You must have private health insurance for your residence permit.
Understand your healthcare access and insurance requirements based on your stay duration.
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