Basic Plan
Perfect for budget-conscious students who need reliable, visa-compliant health coverage for their studies in Germany.
Last updated: February 2026
What's included
Outpatient Care (80%)
Doctor visits, specialist consultations, and diagnostic tests covered at 80% of costs.
Hospital Stays
Full coverage for medically necessary inpatient treatment in shared rooms.
Prescription Drugs
Prescribed medications covered — just present your insurance certificate at the pharmacy.
Emergency Care
24/7 emergency treatment and ambulance transport fully covered.
Repatriation
Medical transport back to your home country if needed.
Visa Certificate
Insurance certificate for your visa application — delivered within 24 hours.
Compare coverage
| Benefit | Basic | Comfort | Premium |
|---|---|---|---|
| Outpatient treatment | 80% | 90% | 100% |
| Hospital stays | ✓ | ✓ | ✓ (private room) |
| Prescription drugs | ✓ | ✓ | ✓ |
| Emergency care | 24/7 | 24/7 | 24/7 |
| Dental care | Basic | Extended | Comprehensive |
| Vision (glasses/contacts) | — | €100/year | €250/year |
| Mental health support | Emergency only | 20 sessions/year | Unlimited |
| Alternative medicine | — | €500/year | Unlimited |
| Repatriation | ✓ | ✓ | ✓ |
| Worldwide coverage | — | 6 weeks/trip | Unlimited |
| Deductible | €500 | €250 | €0 |
Perfect for you if...
Studying for one semester in Munich on a tight budget. Needs visa-compliant coverage without extras she won't use.
Here for a 6-month German language course in Berlin. Wants affordable coverage that meets embassy requirements.
You prioritize savings and want the essentials covered. The €500 deductible keeps your monthly costs low.
Customize your coverage
Covers damage you accidentally cause to others — up to €3 million. Essential for renting an apartment in Germany.
Extended dental coverage including orthodontics, implants, and professional cleaning twice a year.
Worldwide coverage for trips outside Germany, including emergency treatment and medical evacuation.