Comfort
Our most popular plan. Comprehensive coverage with dental care, mental health support, and worldwide protection — designed for students who want more than just the basics.
What's included
Outpatient Care (90%)
Doctor visits and specialist consultations covered at 90% — less out-of-pocket for you.
Dental Care
Extended dental coverage including check-ups, fillings, crowns, and professional cleaning.
Mental Health
Up to 20 therapy sessions per year with licensed psychologists and psychiatrists.
Vision — €100/year
Annual budget for prescription glasses or contact lenses.
Alternative Medicine — €500/year
Acupuncture, osteopathy, and other recognized alternative treatments.
Worldwide Coverage
Stay insured during trips abroad — up to 6 weeks per trip, worldwide.
Emergency & Repatriation
24/7 emergency care plus medical transport to your home country.
Digital Health Services
Video consultations with doctors and a digital health companion app.
Compare coverage
| Benefit | Basic | Comfort | Premium |
|---|---|---|---|
| Outpatient treatment | 80% | 90% | 100% |
| Hospital stays | ✓ | ✓ | ✓ (private room) |
| Dental care | Basic | Extended | Comprehensive |
| Prescription drugs | ✓ | ✓ | ✓ |
| Vision (glasses/contacts) | — | €100/year | €250/year |
| Alternative medicine | — | €500/year | Unlimited |
| Repatriation | ✓ | ✓ | ✓ |
| Deductible | €500 | €250 | €0 |
Perfect for you if...
Doing a 2-year Master's in Engineering in Aachen. Wants solid coverage including dental and specialist access.
Starting a 3-year Bachelor's in Business in Berlin. Values mental health support and comprehensive care.
You want the best balance between price and coverage. The Comfort plan is our most popular for a reason.
Customize your coverage
Covers damage you accidentally cause to others — up to €3 million. Essential for renting an apartment in Germany.
Extended dental coverage including orthodontics, implants, and professional cleaning twice a year.
Worldwide coverage for trips outside Germany, including emergency treatment and medical evacuation.
Frequently asked questions
It offers the best price-to-coverage ratio. You get dental, mental health, vision, and worldwide coverage for just €20 more than Basic.
You pay the first €250 of medical costs per year. After that, we cover costs at 90% for outpatient care and 100% for hospital stays.
We cover up to 20 sessions per year with licensed therapists. No GP referral needed — book directly with any licensed psychologist.
Yes, you can switch plans at any time with 30 days notice. The new rate applies from the following month.
The €500 budget is per calendar year and covers all recognized alternative treatments combined (acupuncture, osteopathy, etc.).
No waiting periods for most benefits. Dental treatments beyond basic care have a 3-month waiting period.
Full emergency coverage worldwide for trips up to 6 weeks. Planned treatments abroad are not covered.