Canada Student Health
Student Health Insurance Canada — Compare Plans
Health cover for international students in Canada. Bridge the wait for provincial insurance or get full private cover.
Most Popular View Details →
GuardMe Canada
guard.me International Insurance
Canada's most-used student health plan — partner of 300+ universities, mobile doctor included
- Partner of 300+ Canadian universities — often pre-selected by your institution
- Mobile Doctor (Maple) telemedicine included — talk to a Canadian-licensed doctor anytime
- CAD $0 deductible on the standard plan
- Covers the 3-month waiting period before provincial coverage (OHIP, MSP) begins
Ingle TuGo International Student Insurance
Ingle International
CAD 2 million coverage with the highest dental and maternity limits — broadest age eligibility (up to 69)
- Highest age limit (69) of any major Canadian student plan — ideal for older grad and PhD students
- Industry-leading dental injury coverage of CAD 6,000 (vs CAD 2,500-4,000 elsewhere)
- Maternity benefit up to CAD 25,000 — important for student families
- Optional travel coverage worldwide as long as majority of policy is spent in Canada
Manulife CoverMe Student Travel Insurance
Manulife Financial
CAD 2 million coverage from one of Canada's largest insurers — strong dental and tuition refund benefits
- Up to CAD $5,000 tuition reimbursement if you cannot attend school due to a covered medical event
- Annual physical and eye exam included — preventive care that GuardMe charges extra for
- 21-day trip break benefit lets you visit home without losing coverage
- CAD $0 deductible on every plan
Related Comparisons
Explore more insurance comparisons:
FAQ
Frequently Asked Questions
Yes. International students in Canada need health insurance from day one. Some provinces (BC, Alberta, Saskatchewan, Manitoba, Newfoundland) cover students under their public plan after a waiting period; others (Ontario, Quebec) require private insurance.
Private student health insurance in Canada typically costs CAD $40–$120 per month. Plans like guard.me, Manulife Student VIP, and Ingle StudentCare offer cover from arrival until provincial coverage starts (or for the entire stay).
It depends on the province. BC, Alberta, Saskatchewan, Manitoba, and Newfoundland include international students after 3 months. Ontario, Quebec, Nova Scotia, and others do not — you need private insurance there.
Private plans typically add prescription drugs, dental, vision, mental health, repatriation, and the gap before provincial coverage starts. Provincial plans usually cover only doctor and hospital visits.
Many Canadian universities have a default student health plan. International students can usually opt out if they have comparable private cover — check with your school.
Need Help Choosing?
Compare plans side-by-side or take our quiz to find your best match.