Japan Student Health
Student Health Insurance Japan — Compare Plans
Top up your National Health Insurance (NHI) with private student cover. English support, repatriation, and gaps NHI does not cover.
University Standard View Details →
JEES Inbound Futai-Gakuso
JEES (Japan Educational Exchanges and Services)
Japan's standard top-up for international students — covers liability, medical co-pays, and rescue expenses on top of NHI
From ¥11,500/year (~¥958/month)
- Recognized by 1,072+ universities — the default insurance product offered to international students at most Japanese institutions
- Backed by Tokio Marine & Nichido, Japan's largest non-life insurer — strong claims handling and an English-language support desk
- Very low cost: A-Type works out to roughly ¥958 per month (~€6) — one of the cheapest student insurance products globally
- ¥100 million personal liability cover protects against costly cycling/everyday accidents (a common risk in Japan)
FAQ
Frequently Asked Questions
Yes. International students staying longer than three months must enroll in National Health Insurance (NHI / Kokumin-Kenko-Hoken). Many also add private student insurance (e.g. JEES Inbound, Tokio Marine HCC) for what NHI does not cover — repatriation, English support, dental.
NHI for students typically costs around JPY 1,500–2,000 per month. Private top-up plans add JPY 3,000–15,000/month depending on cover. Total monthly cost is usually JPY 4,500–17,000.
Japanese NHI covers 70% of medical costs (you pay 30%). It includes doctor visits, hospital stays, prescriptions, and basic dental — but only at Japanese hospitals, in Japanese, and only inside Japan.
Private student plans cover the 30% NHI co-pay, repatriation back to your home country, English-language doctors and customer service, and treatment outside Japan during travel.
JEES Inbound (Japan Educational Exchanges and Services) is the most common university-recommended plan, but Tokio Marine HCC and similar private insurers also offer student-specific cover.
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