Basic
Perfect for budget-conscious students who need reliable, visa-compliant health coverage for their studies in Germany.
What's included
Outpatient Care (80%)
Doctor visits, specialist consultations, and diagnostic tests covered at 80% of costs.
Hospital Stays
Full coverage for medically necessary inpatient treatment in shared rooms.
Prescription Drugs
Prescribed medications covered — just present your insurance certificate at the pharmacy.
Emergency Care
24/7 emergency treatment and ambulance transport fully covered.
Repatriation
Medical transport back to your home country if needed.
Visa Certificate
Insurance certificate for your visa application — delivered within 24 hours.
Compare coverage
| Benefit | Basic | Comfort | Premium |
|---|---|---|---|
| Outpatient treatment | 80% | 90% | 100% |
| Hospital stays | ✓ | ✓ | ✓ (private room) |
| Dental care | Basic | Extended | Comprehensive |
| Prescription drugs | ✓ | ✓ | ✓ |
| Vision (glasses/contacts) | — | €100/year | €250/year |
| Alternative medicine | — | €500/year | Unlimited |
| Repatriation | ✓ | ✓ | ✓ |
| Deductible | €500 | €250 | €0 |
Perfect for you if...
Studying for one semester in Munich on a tight budget. Needs visa-compliant coverage without extras she won't use.
Here for a 6-month German language course in Berlin. Wants affordable coverage that meets embassy requirements.
You prioritize savings and want the essentials covered. The €500 deductible keeps your monthly costs low.
Customize your coverage
Covers damage you accidentally cause to others — up to €3 million. Essential for renting an apartment in Germany.
Extended dental coverage including orthodontics, implants, and professional cleaning twice a year.
Worldwide coverage for trips outside Germany, including emergency treatment and medical evacuation.
Frequently asked questions
Yes, the Basic plan meets all requirements set by German embassies and consulates for student visa applications.
You pay the first €500 of medical costs per year yourself. After that, we cover costs according to your plan. This keeps your monthly premium low.
Yes, you can upgrade your plan at any time. The new rate applies from the following month — no waiting periods for upgraded benefits.
Basic dental care (check-ups, fillings, extractions) is included. For extended dental coverage, consider our Dental Plus add-on or the Comfort plan.
You can cancel your insurance when your studies end. We require 30 days written notice before your desired end date.
The Basic plan covers emergency psychiatric care. For regular therapy sessions, consider upgrading to the Comfort plan.