Medibank OSHC — 국제학생 의료보험

Medibank covers up to AUD 70 per prescription item, while all other OSHC providers cap at AUD 50. This means lower out-of-pocket costs for expensive medications.

Medibank (and ahm) cover emergency treatment at all hospitals — public and private. Other providers only cover public hospitals or those with prior agreements, which could matter in emergencies.

No, Medibank has no waiting period for mental health services. You can access psychiatric and psychological care from day one of your coverage.

Yes, ahm is a subsidiary of Medibank. Both share the same hospital network, but Medibank has a higher medication limit (AUD 70 vs AUD 50) and a higher medication cap (AUD 500 vs AUD 300). Medibank costs AUD 146/year more.

No, Medibank does not offer extras cover with OSHC. Only Bupa offers optional dental and optical add-ons. If you need dental coverage, consider Bupa OSHC with extras.