保障内容
保障与福利详情。
已涵盖
Largest hospital network in Australia
All hospitals covered for A&E (not just public)
Highest medication limit (AUD 70/item vs AUD 50 at others)
No mental health waiting period
Strong claims app and online portal
不涵盖
Higher single price (AUD 769/yr)
No extras cover available (no dental/optical)
Specialist and pathology only at 85% MBS (Bupa offers 100%)
No online doctor service
常见问题
关于 Medibank OSHC 海外学生医疗保险 的常见问题
Medibank covers up to AUD 70 per prescription item, while all other OSHC providers cap at AUD 50. This means lower out-of-pocket costs for expensive medications.
Medibank (and ahm) cover emergency treatment at all hospitals — public and private. Other providers only cover public hospitals or those with prior agreements, which could matter in emergencies.
No, Medibank has no waiting period for mental health services. You can access psychiatric and psychological care from day one of your coverage.
Yes, ahm is a subsidiary of Medibank. Both share the same hospital network, but Medibank has a higher medication limit (AUD 70 vs AUD 50) and a higher medication cap (AUD 500 vs AUD 300). Medibank costs AUD 146/year more.
No, Medibank does not offer extras cover with OSHC. Only Bupa offers optional dental and optical add-ons. If you need dental coverage, consider Bupa OSHC with extras.
准备好投保了吗？
立即申请 Medibank OSHC 海外学生医疗保险，几分钟内获得保障。