Our articles are written and reviewed by three thematic editorial desks rather than by individual bylines. Each desk owns a set of countries and insurance systems, works from the primary sources listed on its page, and re-checks prices and rules on a fixed schedule.
Editorial desk — German health insurance
Our editorial desk for German health insurance. Every GKV, PKV, Werkstudent and blocked-account guide is checked against primary sources (§ SGB V, GKV-Spitzenverband, BMG) before publication and whenever contribution rates change.
Editorial desk — Australia, USA, UK, Canada & Asia-Pacific
Our editorial desk for Australia's OSHC, F-1 insurance and university waivers in the USA, Japan's National Health Insurance, and NHS access via the IHS in the UK. Provider prices and policy rules are re-checked against provider and government sources every quarter.
Editorial desk — EHIC, Spain, France, Italy & EU mobility
Our editorial desk for EU mobility — EHIC and GHIC, Spain's Convenio Especial, France's Sécurité sociale étudiante and mutuelle system, Italy's SSN, and Schengen-visa insurance rules. Every EU country guide is refreshed at least twice a year.
Whichever desk a piece carries, every article follows our editorial standards & methodology: fact-checking against primary sources (ministries of health, statutory insurers, university international offices), a dedicated review step, and a visible “Reviewed” timestamp whenever prices or regulations change. We attribute articles to desks rather than to individuals, so accountability sits with a documented process — and with the person named as responsible for content in our imprint — instead of with a personal brand. Posts without a desk byline are written by the wider Student Insurance editorial team against the same standards.