Anschlussversicherung (Follow-On Insurance) Explained for Students (2026)
What is Anschlussversicherung? How follow-on insurance and Nachhaftung work, with MAWISTA ReiseCare as a worked example — 0-day vs 7-day waits explained.
Explore 114 articles tagged "international students". Curated reading for international students.
What is Anschlussversicherung? How follow-on insurance and Nachhaftung work, with MAWISTA ReiseCare as a worked example — 0-day vs 7-day waits explained.
Already landed in Germany without health insurance? Yes, you can still arrange GKV or private cover after arrival — but a 1-day gap can block enrolment.
Extend or renew your OSHC from inside Australia with no gap. Rules for students (subclass 500) and Working Holiday 417/462 holders, plus the 5 approved providers.
Can you buy health insurance after your F-1 status changes or university cover ends? Yes — close the gap fast with 4 options. Full 2026 USA guide for OPT students.
Already left and need cover? At least 6 international tariffs let you take out or extend health insurance from abroad — MAWISTA ReiseCare, PROTRIP-World and more.
Compare 3 nationality-agnostic subscription insurers you can buy from abroad. Monthly, renewable, no home-country needed — see which fits students in 2026.
The best health insurance apps for international students. TK, Bupa, Medibank, MAWISTA and more — features, ratings, and which to download in 2026.
Can you use home insurance abroad? Compare home country vs local health insurance for students. Visa rules, coverage gaps, and costs for 10+ countries.
Compare all 5 OSHC providers in Australia: prices from AUD 623/year, coverage details, mental health, extras. Real 2026 data for Visa 500 students.
Student health insurance costs from €0 to $4,000/year. Compare prices across 15+ countries: Germany, Australia, USA, UK, France. Real 2026 data.
Find student health insurance that fits your budget. Compare plans under €50, €100, and €200/month across Germany, Australia, and worldwide. Real 2026 prices.
Compare all 5 private health insurance plans for students in Germany: prices from €26/month, coverage details, visa compliance. Real 2026 data.
Canada's IFHP covers medical, dental, and prescriptions for refugees. Learn who qualifies, the 3 coverage tiers, and what students need to know in 2026.
BC MSP is free but requires a 3-month wait. International students need interim coverage from day 1. Registration steps, costs, and what MSP covers in 2026.
Quebec's RAMQ covers students from 10 countries for free. Others pay CAD 900–1,200/year. Eligibility rules, registration steps, and coverage details for 2026.
Germany's Chancenkarte: 12-month job-search visa, 6-point system, €13,092 blocked account, €30,000 health insurance. 83% approval rate. When students should use it (and when not).
6.9M international students worldwide in 2024/25. USA 1.18M, UK 732K, Australia 545K, Germany 402K. Full 2026 data on cost, insurance, visa rules, and post-study work.
From €5/month in Turkey to $5,000/year in the USA — we ranked 25 study destinations by health insurance cost. Full table with monthly prices and what's included.
Taking a gap year between programs? You're not enrolled, can't join GKV, and home country coverage may have ended. Bridge insurance options from €30/month.
Healthcare for international students at RWTH Aachen and FH Aachen: English-speaking doctors, Uniklinik, Krankenkassen, and tips for Germany's tech student hub.
Everything international students need to know about health insurance and healthcare in Berlin: Krankenkasse offices, English-speaking doctors, top clinics, and student tips.
Healthcare for international students at Uni Bonn and Hochschule Bonn-Rhein-Sieg: English-speaking doctors (UN city), Uniklinik, Krankenkassen, and tips for 2026.
Healthcare guide for international students in Cologne (Köln): English-speaking doctors, Krankenkasse offices near Uni Köln and TH Köln, and Uniklinik tips for 2026.
Healthcare guide for international students at TU Dresden, HTW Dresden: English-speaking doctors, Krankenkasse offices, Uniklinik Carl Gustav Carus, and 2026 tips.
International students in Frankfurt: find English-speaking doctors in Germany's most international city, locate Krankenkasse offices near Goethe-Uni, and navigate healthcare in 2026.
International students in Hamburg: find English-speaking doctors, navigate UKE university hospital, locate Krankenkasse offices, and get healthcare advice for 2026.
Healthcare guide for students at Universität Heidelberg (Germany's oldest): English-speaking doctors, world-class Uniklinik, Krankenkassen, and tips for 2026.
International students in Stuttgart: find English-speaking doctors, locate Krankenkasse offices near Uni Stuttgart and Hohenheim, and navigate Klinikum Stuttgart in 2026.
GKV covers unlimited therapy. OSHC has a 2-month wait. SHIP includes 10 sessions. Compare mental health coverage across insurance plans for international students.
Schengen visa requires €30,000 health insurance valid in all 27 countries. Minimum requirements, accepted insurers, common rejection reasons, and best plans for students.
See a doctor in your language without leaving your dorm. Telemedicine apps, what's covered by student insurance, and the best providers for international students in 2026.
Avoid these 5 costly health insurance mistakes: waiting too long, choosing wrong plan type, ignoring coverage gaps, skipping travel insurance, not filing claims.
Step-by-step guide to using healthcare in France: get your Carte Vitale, declare a médecin traitant, understand reimbursements, pharmacies, SOS Médecins & emergencies.
Complete guide to health insurance for PhD and doctoral students abroad. GKV age limits, DAAD coverage, employee vs student status, and the best options for 2026.
How to find and book a doctor in Germany, UK, France, Netherlands, Australia, Japan and more. GP systems, English-speaking doctors, online consultations, costs and what to bring.
When and how to switch health insurance as a student — GKV to GKV, PKV to GKV, notice periods, Sonderkündigungsrecht, and country-by-country rules explained.
US university SHIP costs $3,000–5,000/year. You can waive it with comparable coverage from $100/month. Deadlines, requirements, and waiver-eligible plans.
Does your student health insurance cover summer break? Germany GKV/PKV, OSHC, UK NHS, EHIC — rules by country plus travel tips for 2026.
South Korea's NHIS costs ₩76,390/month (~€50) for international students. Premium reductions, payment methods, coverage breakdown, and NHIS vs private insurance compared.
ÖGK Selbstversicherung costs €78.84/month in 2026. Step-by-step application, documents needed, what's covered (GP, hospital, prescriptions), and when Zusatzversicherung is worth it.
Complete guide to pregnancy and maternity coverage for international students. GKV Germany, OSHC Australia, NHS UK, PKV exclusions, waiting periods, and newborn coverage explained.
Starting university in October? Complete insurance checklist for international students: GKV vs PKV deadline, documents for enrollment, visa requirements, and what to do NOW.
Step-by-step ASL registration for Italy's SSN. Fee: €700/year since 2024 (Law 213/2023). Codice Fiscale, Tessera Sanitaria, Medico di Base — all documents explained.
Complete guide to health insurance for student couples and families studying abroad. Covers GKV Familienversicherung, OSHC family plans, pregnancy, and 2026 costs.
Complete guide to health insurance for international students in India. University plans from ₹3,000/year, private options, FRRO registration, and top providers compared.
Health insurance for international students in Malaysia: mandatory via EMGS, costs MYR 300–600/year. Compare AIA, Allianz, Prudential. Student Pass requirements explained.
Everything international students need to know about health insurance in Saudi Arabia: CCHI rules, Iqama requirements, costs from SAR 1,200/year, and KASP scholarship coverage.
No public insurance covers foreign students in Thailand. Private plans start at ฿1,000–3,500/month. Full guide to ED visa, costs, hospitals, and best plans.
International students in Turkey pay ~₺2,200/year (~€65) for SGK health insurance. Full guide to enrollment, what's covered, ikamet requirements, and private alternatives.
Health insurance is mandatory for all UAE student visa holders. DHA EBP starts at AED 650/year. Full guide to DHA, DoH, costs, university plans, and how to get covered in 2026.
From co-pay to deductible, EHIC to Familienversicherung — 60+ health insurance terms every international student should know, explained in plain language.
No health insurance as a student means blocked enrollment, visa cancellation, fines up to €402, or a $30,000+ hospital bill. Here's exactly what happens in each country.
Compare CZ, Zilveren Kruis, VGZ, Menzis + budget options for students. Premiums from €128/mo, English support, dental, mental health. 2026 prices + recommendations.
Complete guide to health insurance for Bangladeshi students in Germany. GKV vs PKV, costs from €37-146/month, Sperrkonto, APS, money transfers, and common mistakes.
38,000+ Chinese students study in Germany. This guide covers PKV vs GKV, costs (€37–146/month), APS process, language tips, CSC coverage, and common mistakes.
Egyptian students in Germany need valid health insurance. DAAD & government scholars, PKV vs GKV, costs from €37–€146/month, Arabic-speaking doctors, and 10 FAQs.
59,000 Indian students study in Germany. This guide covers PKV vs GKV, costs (€37–146/month), Sperrkonto bundles, DAAD coverage, and common mistakes to avoid.
Indonesian students in Germany need valid health insurance. LPDP scholars, PKV vs GKV, costs from €37–€146/month, BPJS vs German system, and 10 FAQs answered.
15,000+ Iranian students study in Germany. This guide covers sanctions-related challenges, blocked account workarounds, PKV vs GKV, costs (€37–146/month), and common mistakes.
Nigerian students in Germany: PKV from €37/month, GKV €120/month, Sperrkonto €11,904, CBN transfer rules, DAAD & PTDF scholarships. Step-by-step guide.
Pakistani students in Germany: PKV from €37/month, GKV €120/month, Sperrkonto €11,904, HEC attestation, DAAD scholarships. Step-by-step insurance guide.
18,000+ Turkish students study in Germany. This guide covers the Turkey-Germany social security agreement, AT/T 11 form, GKV vs PKV, costs (€37–146/month), and common mistakes.
Complete guide to health insurance for Vietnamese students in Germany. GKV vs PKV, costs from €37-146/month, APS verification, scholarships, Vietnamese community support.
The UK Immigration Health Surcharge costs £776/year for students. Learn who's exempt, how to claim a refund, and how to calculate your total IHS cost for your visa.
NHS dental is separate from your IHS. Band 1 £27.90, Band 2 £76.60, Band 3 £332.10. HC2 certificate, emergency access & tips to save on dental in the UK.
Step-by-step NHS registration for international students: find a GP, required documents, dental registration, walk-in centres, and common mistakes to avoid.
Swiss Prämienverbilligung cuts health insurance by 50%+. Geneva: up to CHF 348/month. Basel: CHF 330/month. Canton-by-canton guide for students with deadlines & application steps.
Chinese universities require insurance for ~¥400-800/year. Covers hospital and outpatient basics. Private supplement recommended. Hospital system explained.
Croatia's HZZO covers GP visits free, specialists at 20% co-pay. Non-EU students pay ~€70–100/month. EU students use EHIC. OIB number, dopunsko, private options explained.
Complete guide to health insurance for international students in Greece. AMKA registration, EHIC for EU students, ESY public coverage, private plans from €30/month, and university health centres.
Student health insurance in Hungary: TAJ card registration at Kormányhivatal, GP visits free, specialist co-pay €2.50–8, private insurance €40–80/month. Plus dental tourism savings.
Japan's NHI costs ~¥15,000-25,000/year for students. You pay 30% of all medical costs. Enrollment within 14 days. Complete guide with costs and registration steps.
Health insurance is mandatory for all international students in New Zealand. Costs NZD 350-670/year. ACC covers accidents free. Approved providers explained.
Health insurance for students in Romania: CNAS public system from ~€50/month, EHIC rules for EU students, private clinics (MedLife, Regina Maria), dental, emergencies. Complete 2026 guide.
Singapore's OSHP is mandatory for international students. Costs SGD 200-500/year. Polyclinics SGD 30-50, private clinics SGD 80-150+. Full coverage guide.
South Korea's NHIS is mandatory for all students since 2021. Costs ~₩76,390/month. 30-40% co-pay. ARC registration, coverage details, and gaps explained.
Zorgtoeslag gives students up to €129/month back on Dutch health insurance. Income limit €40,857. Step-by-step application guide with DigiD, BSN, and examples.
Belgian health insurance for students: join a mutualité for ~€100/year, GP visits €2 after reimbursement. EU vs non-EU rules, MAF ceiling, enrollment steps.
Health insurance in Czech Republic for students: EU students use EHIC, non-EU need commercial plans from CZK 7,000/year. VZP, PVZP, registration steps explained.
Healthcare in Denmark is free with a CPR number. Get your Yellow Card, register with a GP, and access free hospitals. EU vs non-EU rules, dental gaps explained.
Finnish students pay €36.80/semester for YTHS healthcare. KELA reimburses prescriptions. EU vs non-EU rules, municipal healthcare, exchange student options explained.
Healthcare in Ireland for students: free GP at campus health centres, Medical Card for low-income, A&E €100. EU vs non-EU rules, Stamp 2 visa insurance requirements.
Healthcare in Norway for students: GP visits NOK 200-300 (~€18-26), free after NOK 3,165/year. Folketrygden, Fastlege, D-number, EU vs non-EU rules explained.
Health insurance in Poland is free for students — your university registers you with NFZ via ZUS. PESEL number, EU vs non-EU rules, private options explained.
Portuguese healthcare costs €5 per GP visit (free for students under 18). Register with SNS, get your Número de Utente. EU vs non-EU rules, NIF, private options.
Healthcare in Sweden for students: GP visits SEK 200-300, annual cap SEK 1,450. Personnummer, Försäkringskassan registration, EU vs non-EU rules explained.
ÖGK Selbstversicherung for students in Austria costs €78.84/month in 2026. GP, hospital, prescriptions. EU vs non-EU rules, e-card, Wahlarzt explained.
Swiss health insurance costs CHF 300-450/month for students. KVG is mandatory. Prämienverbilligung can cut costs 50%+. Complete guide with provider comparison.
Student health insurance in Italy: SSN registration from €149.77 or €700/year, ASL enrollment, Codice Fiscale, EU vs non-EU rules. Step-by-step guide.
OSHC expires with your student visa. Switch to OVHC for the 485 visa from AUD 700/year. Bridging visa rules, Medicare eligibility, provider costs compared.
German blocked account (Sperrkonto) guide: €11,904 deposit, 3 providers compared (Fintiba, Expatrio, Coracle), step-by-step setup, costs.
Turning 30 as a student in Germany? Your KVdS rate (~€120/mo) ends. Options: freiwillige GKV (~€275/mo), PKV (from €32/mo). Complete guide with cost comparison.
Health insurance for international students in Canada: provincial plans, UHIP, private options. Province-by-province comparison, costs from $0–$1,500/year.
What provincial health insurance and UHIP don't cover in Canada: dental, prescriptions, mental health, vision. Province-by-province gaps + how to fill them.
Health insurance for students in France: Sécurité Sociale registration, CVEC (€105), Carte Vitale, mutuelle options. 70% covered — how to fill the gap.
Dutch health insurance for students: basisverzekering (€142–161/mo) if working, zorgtoeslag up to €129/mo, €385 deductible. When you need it and when you don't.
Register with Spain's Seguridad Social as a student. NIE process, tarjeta sanitaria, convenio especial (€60/month), Sanitas/Adeslas top-ups, and EHIC rules.
Complete UK guide: Immigration Health Surcharge (£776/yr), NHS coverage, dental gaps, post-Brexit EU rules. What's free, what's not, and when you need more.
University SHIP plans cost $2,000-4,000/year. Save up to 60% with waiver-approved alternatives: ACA marketplace, short-term plans, and OPT options.
Complete Werkstudent guide: 20-hour rule, 140-day limit, health insurance, social security, taxes. All 2026 numbers for international students in Germany.
Find the most affordable health insurance for international students in 2026. Compare budget plans by country, coverage levels, and real costs.
Guide to dental insurance for international students. Coverage options, costs, and how to find affordable dental care while studying abroad.
Step-by-step guide to filing health insurance claims abroad. Documentation, deadlines, reimbursement process, and common mistakes to avoid.
Guide to mental health insurance coverage for international students. What's covered, how to access therapy abroad, and finding the right plan.
How pre-existing conditions affect student health insurance abroad. Coverage options, country rules, and tips for students with ongoing health needs.
Everything F-1 visa students need to know about health insurance in the USA. Requirements, university plans, costs, and how to stay compliant.
Clear explanation of health insurance deductibles, co-payments, and co-insurance for international students. Avoid surprise medical bills.
Essential health insurance tips for international students. Avoid costly mistakes and get the coverage you need for studying abroad.
Learn the key differences between student visa health insurance and travel insurance. Find out which coverage you need and avoid costly mistakes.
Answer 5 questions, get one specific plan with a named provider and price. No comparison tables, no analysis paralysis. Germany, USA, Australia, UK, and more.
Compare health insurance requirements for international students in the USA, UK, Canada, Australia, Germany, France, Spain, Netherlands, Japan & Korea.
Complete guide to student health insurance in the USA. F-1 visa requirements, university plans vs marketplace options, costs, and tips.
Step-by-step guide to enrolling in German public health insurance (GKV) as a student. Documents, costs, and TK vs AOK vs Barmer comparison.
Everything you need to know about health insurance as an international student in Germany — GKV vs PKV, 2026 costs (€141–€146/month), who needs what, and how to enroll.