Genki
Genki Native
Subscription-based global health insurance you can start from abroad — flexible monthly cover for long-term travellers, nomads and students without a fixed home residence
From
€189/month (Basic, age 20–24, no deductible); price varies by age, plan and deductible
At a glance Genki
From€189/month (Basic, age 20–24, no deductible); price varies by age, plan and deductible
DurationMonthly subscription (minimum 1 month, then cancel monthly)
CoverageWorldwide (USA: emergencies only, with limits and a waiting period)
Age LimitJoin up to age 55; no age limit once insured
Last updatedSeptember 30, 2026
01Coverage
What's Covered
Benefits and coverage details.
Included
Can be taken out while already abroad — no need to enrol before leaving home
No fixed home residence required to qualify
Flexible monthly subscription — adjust or cancel month to month
Nationality-agnostic global cover designed for long-term travellers and nomads
Not Covered
Not confirmed as visa-compliant — likely not accepted for student visas or residence permits (verify before relying on it)
Travel/nomad-style cover, not a substitute for a mandated student health plan
Only people up to age 55 can join; cover in the USA is limited to emergencies (max €250,000 per year in Basic, €500,000 in Premium), and Basic covers your country of citizenship for only 182 days
Suitability as a follow-on (Anschlussversicherung) policy not confirmed
02FAQ
Frequently Asked Questions about Genki Native
Yes. Genki is a subscription-based global health insurance designed to be concluded from abroad, so you do not need to enrol before leaving your home country. Confirm eligibility and current terms with the provider.
Treat it as not visa-compliant unless you have written confirmation otherwise. Travel- and nomad-style policies are generally not accepted for German student visas, residence permits, or similar mandated requirements. Verify acceptance with the relevant authority and the provider before relying on it.
No. Genki Native is built for travellers and nomads and does not require a fixed home residence to enrol, which is why it can be started while already abroad.
Genki Native is a monthly subscription. Genki's own example: Genki Native Basic costs €189 per month for a person aged 20–24 with no deductible. The price depends on your age, the plan (Basic or Premium) and the annual deductible you choose (€0, €500 or €1,000); a higher deductible lowers the monthly price, and prices can change yearly. Check genki.world for your exact rate.
Ready to Get Insured?
Check the latest terms and prices for Genki Native on the provider's official website.