MAWISTA
MAWISTA ReiseCare
International travel health insurance from MAWISTA that can be concluded from abroad and works as a seamless follow-on policy — with daily billing and treatment cover after the contract ends until you are fit for transport.
At a glance MAWISTA
Fromfrom €1.35/day
DurationUp to 365 days (1 year)
CoverageWorldwide excl. your country of residence (USA/Canada only in the higher-priced variant)
Age LimitMaximum entry age 80
Last updatedSeptember 30, 2026
01Coverage
What's Covered
Benefits and coverage details.
Included
Can be concluded from abroad — you do not have to apply before leaving home
Works as a seamless follow-on (Anschluss) policy when a prior cover ends
No waiting period when it follows seamlessly from a previous policy
Nachhaftung: ongoing treatment stays covered after the contract ends until you are fit for transport
Retroactive start possible on request with proof of your previous insurance (treatment that began before the application is not covered)
Daily billing — pay for the exact number of days you need
Medically necessary repatriation covered
Offered by MAWISTA (brand since 2003, a division of AP Solutions GmbH, Munich) and underwritten by AWP P&C S.A. (Allianz Partners)
Not Covered
Travel health cover — generally not accepted as visa-compliant insurance for a long-stay student visa
If taken out after arrival without seamless prior cover, illnesses are covered only from day 8 (accidents from the start)
Maximum 365 days per contract and entry age up to 80; extensions must be requested before the policy expires and can be refused by the insurer
The €1.35/day rate excludes the USA and Canada (€4.00/day with them); no cover in your country of permanent residence
Not a substitute for comprehensive long-term student health insurance where one is required
02FAQ
Frequently Asked Questions about MAWISTA ReiseCare
Yes. Thanks to the Nachhaftung (post-contract liability) provision, treatment that began while you were insured continues to be covered after the contract ends — until you are fit for transport. This means an acute case you are already being treated for will not be cut off the moment the policy expires.
No — if ReiseCare starts seamlessly when your previous travel health insurance (valid since you entered the country) ends, there is no waiting period. If you take it out after entering the country without such seamless prior cover, a 7-day waiting period applies: illnesses are covered from 0:00 on day 8, accidents from the first day of cover.
Yes. ReiseCare can be taken out before departure or after arrival abroad, for 10 to 365 days. The premium is €1.35 per day for ages 0–64 excluding the USA/Canada (€4.00 per day including them; €6.50/€20.00 for ages 65–80), with no deductible. Without seamless prior cover, illnesses are covered only from day 8. A retroactive start can be requested with proof of your previous insurance; treatment that began before the application is not covered.
Ready to Get Insured?
Check the latest terms and prices for MAWISTA ReiseCare on the provider's official website.