Bupa
Bupa OSHC
Best OSHC coverage — only provider with dental/optical extras and 100% specialist cover
✓Visa Compliant
Last updated: March 15, 2026
What's Covered
Benefits and coverage details.
Included
ONLY provider with optional extras (dental, optical, physio)
100% specialist and pathology cover (others only 85% MBS)
Free online doctor service (Blua app)
Mental health waiting period waived
Wide network with many university partnerships
Not Covered
Higher single price than ahm and nib
Extras cover costs extra on top of base OSHC
Hospital A&E limited to public/agreement hospitals
FAQ
Frequently Asked Questions about Bupa OSHC
Bupa is the ONLY OSHC provider offering optional extras cover. You can add dental (checkups, fillings, extractions), optical (eye exams, glasses, contacts), and physiotherapy to your base OSHC policy for an additional premium.
Bupa covers specialist consultations and pathology at 100% of the Medicare Benefits Schedule (MBS), while all other OSHC providers only cover 85%. This means lower out-of-pocket costs when seeing specialists.
Blua is Bupa's free online doctor service available to all OSHC members. You can consult a doctor via video call through the Blua app — no appointment needed. It's especially useful for minor health issues.
Yes, Bupa has waived the standard 2-month mental health waiting period for pre-existing conditions until further notice. This means immediate access to mental health services from day one.
Bupa offers the most comprehensive OSHC with 100% specialist cover, free online doctor, extras availability, and waived mental health wait. At AUD 760/year (AUD 63/month), it's only AUD 137 more than the cheapest option (ahm) per year.
Ready to Get Insured?
Apply for Bupa OSHC now and get covered in minutes.