Cost if you take SHIP
The 2026-27 premium for the Loyola University Chicago Student Health Insurance Plan (UnitedHealthcare Student Resources) is $3,869 a year (student only). It is billed to your student account unless your waiver is approved.
Annual (Fall start) covers Aug 1, 2026-Jul 31, 2027. Spring-start students pay $2,247 and summer-start $975; the same rate applies to undergrad and grad.
Waiver deadline
Submit your waiver request before the deadline above. Universities rarely accept late waivers — if you miss it, you are auto-enrolled in SHIP and billed the full premium.
Waiver requirements
Loyola University Chicago does not publish a detailed criteria list — ask the health insurance office which plans it accepts before you buy one.
Visit the Loyola University Chicago health services portal →
Private plans you could submit
These private US student health plans are in our comparison. None is automatically accepted — check the policy maximum, deductible, claims address and the other points above against the plan's terms before you buy:
- ISO Student Health Insurance — from $33/month
- WorldTrips StudentSecure — from $40/month
- Compass Student Insurance — from $43/month
- IMG Patriot Exchange Program
What a waiver can save
Your saving is the Loyola University Chicago SHIP premium ($3,869 a year) minus the price of a private plan the university accepts. Private plans in our comparison start at $33/month ($396/year) for the youngest age band; plans that meet strict waiver criteria usually cost more. Compare the real price of the plan you would submit before you decide.