Cost if you take SHIP
The 2026-27 premium for the UIC CampusCare (UIC student health benefit program) is $2,004 a year (student only). It is billed to your student account unless your waiver is approved.
Fall 2026 $753 (8/16-12/31/2026) + Spring 2027 $753 (1/1-5/16/2027) + Summer 2027 $498 (5/17-8/15/2027) = $2,004 for 12 months; Fall+Spring alone = $1,506, and summer is charged with summer classes or via Summer Continuation. The separate UIC Health Service Fee is not included.
Waiver deadline
Submit your waiver request before the deadline above. Universities rarely accept late waivers — if you miss it, you are auto-enrolled in SHIP and billed the full premium.
Waiver requirements
According to University of Illinois Chicago, your alternative plan must meet these criteria (summarised — the official list is binding):
- Own major medical insurance meeting UIC and State of Illinois requirements
- Waiver must be resubmitted at the start of every academic year
- Immigration check-in insurance proof does not count as a waiver
Visit the University of Illinois Chicago health services portal →
Private plans you could submit
These private US student health plans are in our comparison. None is automatically accepted — check the policy maximum, deductible, claims address and the other points above against the plan's terms before you buy:
- ISO Student Health Insurance — from $33/month
- WorldTrips StudentSecure — from $40/month
- Compass Student Insurance — from $43/month
- IMG Patriot Exchange Program
What a waiver can save
Your saving is the University of Illinois Chicago SHIP premium ($2,004 a year) minus the price of a private plan the university accepts. Private plans in our comparison start at $33/month ($396/year) for the youngest age band; plans that meet strict waiver criteria usually cost more. Compare the real price of the plan you would submit before you decide.
- Premium: campuscare.uic.edu
- Waiver deadline: campuscare.uic.edu
- Waiver criteria: ois.uic.edu