Student Health Insurance New Zealand — Compare Plans

Yes. The New Zealand Code of Practice for the Pastoral Care of International Students requires all international students to have appropriate health and travel insurance for the entire stay.

Annual student health insurance in New Zealand typically costs NZD $400–$900 per year. Common providers include StudentSafe (Allianz), Uni-Care, and Southern Cross Travel Insurance.

No. International students are not eligible for the public health system unless on a course longer than two years. Private student insurance is required to cover medical, hospital, and travel needs.

Standard cover includes GP visits, hospital stays, prescriptions, mental health, dental emergencies, repatriation, and travel-related items like lost luggage and trip cancellation.

Many NZ universities and language schools offer StudentSafe automatically as part of enrollment. You can usually opt out and choose your own plan if you prefer.