Uni-Care
Uni-Care NZ Student Plan
Comprehensive medical and travel insurance for international students in New Zealand — meets Immigration NZ visa requirements.
At a glance Uni-Care
FromNZD $724/yr
Age Limitup to 60
Visa Compliant Yes
Last updatedOctober 1, 2026
01Coverage
What's Covered
Benefits and coverage details.
Included
NZ travel and student insurance specialist — insuring visitors to New Zealand for 35 years
Unlimited medical and unlimited emergency dental cover
No excess on medical claims
Generous luggage cover (NZD $15,000) and personal liability (NZD $2.5M)
Covers temporary visits home and short trips to Australia/South Pacific
Not Covered
Pre-existing conditions require separate application and additional premium
Plan is for individuals only — no family cover available
Limited online quote/buy flow compared to OrbitProtect
Optical cover only on policies of 6 months or longer
02FAQ
Frequently Asked Questions about Uni-Care NZ Student Plan
Yes. When taken out for the full duration of your stay, the NZ Student Plan satisfies Immigration New Zealand's medical and travel insurance requirement under the Code of Practice for Pastoral Care.
About NZD $723.61 for a 12-month policy (verified via Flywire's NZ student health portal, April 2026). Shorter periods are priced at a daily rate.
Not automatically. After buying a policy you can apply for pre-existing conditions cover within 7 days. Uni-Care will assess each condition and quote an additional premium if cover can be offered.
Yes. You're covered for visits up to 3 months back home (country of origin), plus trips of up to 31 days to Australia, Fiji, the Cook Islands, Samoa, Tonga, Niue, Vanuatu, Tahiti, Bali and Lombok.
The NZ Student Plan is no longer valid once you change visa type. Contact Uni-Care to switch to the Visitor Plan or Australasian Plan for the rest of your stay.
Ready to Get Insured?
Check the latest terms and prices for Uni-Care NZ Student Plan on the provider's official website.