Uni-Care
Uni-Care NZ Student Plan
Comprehensive medical and travel insurance for international students in New Zealand — meets Immigration NZ visa requirements.
✓ Visa Compliant
up to 60 Age Limit
Last updated: April 27, 2026
What's Covered
Benefits and coverage details.
Included
Specialist NZ student insurance with 25+ years of experience
Unlimited medical and unlimited emergency dental cover
No excess on medical claims
Generous luggage cover (NZD $15,000) and personal liability (NZD $2.5M)
Covers temporary visits home and short trips to Australia/South Pacific
Not Covered
Pre-existing conditions require separate application and additional premium
Plan is for individuals only — no family cover available
Limited online quote/buy flow compared to OrbitProtect
Optical cover only on policies of 6 months or longer
FAQ
Frequently Asked Questions about Uni-Care NZ Student Plan
Yes. When taken out for the full duration of your stay, the NZ Student Plan satisfies Immigration New Zealand's medical and travel insurance requirement under the Code of Practice for Pastoral Care.
About NZD $723.61 for a 12-month policy (verified via Flywire's NZ student health portal, April 2026). Shorter periods are priced at a daily rate.
Not automatically. After buying a policy you can apply for pre-existing conditions cover within 7 days. Uni-Care will assess each condition and quote an additional premium if cover can be offered.
Yes. You're covered for visits up to 3 months back home (country of origin), plus trips of up to 31 days to Australia, Fiji, the Cook Islands, Samoa, Tonga, Niue, Vanuatu, Tahiti, Bali and Lombok.
The NZ Student Plan is no longer valid once you change visa type. Contact Uni-Care to switch to the Visitor Plan or Australasian Plan for the rest of your stay.
Ready to Get Insured?
Apply for Uni-Care NZ Student Plan now and get covered in minutes.