Cost if you take SHIP
The 2026-27 premium for the Kansas Board of Regents Student Health Insurance Plan for International Students (UnitedHealthcare Student Resources) is $2,747 a year (student only). It is billed to your student account unless your waiver is approved.
Annual 8/1/26-7/31/27 = $2,747, the same as Fall $1,144 + Spring $1,144 + Summer $459 billed per semester to the tuition account.
Waiver deadline
Submit your waiver request before the deadline above. Universities rarely accept late waivers — if you miss it, you are auto-enrolled in SHIP and billed the full premium.
Waiver requirements
According to Kansas State University, your alternative plan must meet these criteria (summarised — the official list is binding):
- Unlimited maximum benefit; ACA essential benefits with no dollar limits
- Policy-year deductible of $500 or less
- Out-of-pocket max $8,200 per member; plan pays at least 75% coinsurance
- At least $100,000 for medical evacuation and repatriation
- Insurer authorized in Kansas; not a travel or emergency-only plan
- US-based insurer contact; documents in English with USD amounts
Private plans you could submit
These private US student health plans are in our comparison. None is automatically accepted — check the policy maximum, deductible, claims address and the other points above against the plan's terms before you buy:
- ISO Student Health Insurance — from $33/month
- WorldTrips StudentSecure — from $40/month
- Compass Student Insurance — from $43/month
- IMG Patriot Exchange Program
What a waiver can save
Your saving is the Kansas State University SHIP premium ($2,747 a year) minus the price of a private plan the university accepts. Private plans in our comparison start at $33/month ($396/year) for the youngest age band; plans that meet strict waiver criteria usually cost more. Compare the real price of the plan you would submit before you decide.
- Premium: uhcsr.com
- Waiver deadline: k-state.edu
- Waiver criteria: k-state.edu