Cost if you take SHIP
The 2026-27 premium for the UC Student Health Insurance Plan (UC SHIP) at UCLA is $3,886.02–$7,516.98 a year (student only). It is billed to your student account unless your waiver is approved.
Quarterly premium × 3 (Fall + Winter + Spring; Spring coverage runs to Sep 19, 2027, which includes summer): undergraduate $1,295.34 × 3; graduate $2,505.66 × 3. Law semester programs pay $3,758.49 per semester.
Waiver deadline
Submit your waiver request before the deadline above. Universities rarely accept late waivers — if you miss it, you are auto-enrolled in SHIP and billed the full premium.
Waiver requirements
According to UCLA, your alternative plan must meet these criteria (summarised — the official list is binding):
- In-network PCP, hospital and non-emergency medical/behavioral care near campus
- Coverage active for the entire academic year
- Out-of-pocket maximum of $10,600 or less; no reimbursement-only plans
- International: US claims office; English master policy with benefits in US dollars
- International: no lifetime/per-condition maximums; no pre-existing condition exclusions
- International: medical evacuation of at least $50,000; repatriation of at least $25,000
Private plans you could submit
These private US student health plans are in our comparison. None is automatically accepted — check the policy maximum, deductible, claims address and the other points above against the plan's terms before you buy:
- ISO Student Health Insurance — from $33/month
- WorldTrips StudentSecure — from $40/month
- Compass Student Insurance — from $43/month
- IMG Patriot Exchange Program
What a waiver can save
Your saving is the UCLA SHIP premium ($3,886.02–$7,516.98 a year) minus the price of a private plan the university accepts. Private plans in our comparison start at $33/month ($396/year) for the youngest age band; plans that meet strict waiver criteria usually cost more. Compare the real price of the plan you would submit before you decide.
- Premium: studenthealth.ucla.edu
- Waiver deadline: studenthealth.ucla.edu
- Waiver criteria: studenthealth.ucla.edu