Cost if you take SHIP
The 2026-27 premium for the University of Nebraska Student Health Insurance Plan – UnitedHealthcare StudentResources (UHCSR) is $4,576.90 a year (student only). It is billed to your student account unless your waiver is approved.
Fall 2026 (08/01/2026–12/31/2026) $1,920.15 + Spring/Summer 2027 (01/01/2027–07/31/2027) $2,656.75 = $4,576.90. Same mandatory student policy for international students and graduate assistants.
Waiver deadline
Submit your waiver request before the deadline above. Universities rarely accept late waivers — if you miss it, you are auto-enrolled in SHIP and billed the full premium.
Waiver requirements
According to University of Nebraska-Lincoln, your alternative plan must meet these criteria (summarised — the official list is binding):
- F-1: US-based employer group plan or ACA-compliant plan
- F-1: unlimited medical evacuation/repatriation (standalone purchase allowed)
- Or government sponsorship with financial guarantee (SACM, Oman, Kuwait, UAE)
- J-1: ISEP, ISI Select/Elite or US employer group plan
- J-1: medical benefits ≥ $250,000; deductible ≤ $500 per accident/injury
- J-1: evacuation ≥ $50,000; repatriation ≥ $25,000
Visit the University of Nebraska-Lincoln health services portal →
Private plans you could submit
These private US student health plans are in our comparison. None is automatically accepted — check the policy maximum, deductible, claims address and the other points above against the plan's terms before you buy:
- ISO Student Health Insurance — from $33/month
- WorldTrips StudentSecure — from $40/month
- Compass Student Insurance — from $43/month
- IMG Patriot Exchange Program
What a waiver can save
Your saving is the University of Nebraska-Lincoln SHIP premium ($4,576.90 a year) minus the price of a private plan the university accepts. Private plans in our comparison start at $33/month ($396/year) for the youngest age band; plans that meet strict waiver criteria usually cost more. Compare the real price of the plan you would submit before you decide.
- Premium: studentaccounts.unl.edu
- Waiver deadline: studentaccounts.unl.edu
- Waiver criteria: studentaccounts.unl.edu