Cost if you take SHIP
Annual premium for the UW International Student Health Insurance Plan (ISHIP) is approximately $2,800–$3,400 USD for the 2025 academic year. This is billed directly to your student account unless you successfully waive.
Waiver deadline
Submit your waiver request before the deadline above. Universities rarely accept late waivers — if you miss it, you are auto-enrolled in SHIP and billed the full premium.
Waiver requirements
University of Washington does not allow waivers for most international students. Review the restrictions below and budget for the full SHIP premium.
- UW does NOT permit waivers for most international students
- Enrollment in UW ISHIP is automatic upon registration
- Limited exceptions: certain government-sponsored or employer-backed plans
Alternative plans that typically qualify
International students at US universities commonly use these plans to pass SHIP waiver reviews. Always confirm that the specific plan you buy meets your university's minimum standards:
- GeoBlue Navigator — strong US network, high benefit limits, passes most Ivy League waivers
- ISO Student Health Insurance — US-based claims, affordable monthly rates, widely accepted
- IMG Patriot Exchange — designed for F-1/J-1 students, meets most ISSS minimum standards
- Student Secure (WorldTrips) — competitive pricing, US network, frequent waiver approvals
Estimated savings
A successfully approved waiver at University of Washington typically saves international students Usually $0 — waiver generally not available. Savings vary based on the alternative plan you choose — the more competitive your replacement plan, the more you save.