University of Connecticut

Cost if you take SHIP

The 2025-26 premium for the UConn Student Health Insurance Plan (SHIP), Wellfleet Insurance Company (Cigna OAP network) is $3,214 a year (student only). It is billed to your student account unless your waiver is approved.

UConn had not published a 2026-27 premium by 30 September 2026; this is the 2025-26 annual student rate (8/1/2025–7/31/2026), including an administrative fee. The separate mandatory Student Health and Wellness Fee is not included.

Waiver deadline

Fall: Sep 15 (annual waiver); incoming Spring students: Feb 5

Submit your waiver request before the deadline above. Universities rarely accept late waivers — if you miss it, you are auto-enrolled in SHIP and billed the full premium.

Waiver requirements

According to University of Connecticut, your alternative plan must meet these criteria (summarised — the official list is binding):

• Medical benefits ≥ $100,000 per accident/illness (J-1 minimum)
• Repatriation of remains ≥ $25,000 (J-1 minimum)
• Medical evacuation to home country ≥ $50,000 (J-1 minimum)
• Deductible ≤ $500 per accident/illness (J-1 minimum)
• Insurer rated A.M. Best A− or better, or backed by home-country government

Visit the University of Connecticut health services portal →

Private plans you could submit

These private US student health plans are in our comparison. None is automatically accepted — check the policy maximum, deductible, claims address and the other points above against the plan's terms before you buy:

• ISO Student Health Insurance — from $33/month
• WorldTrips StudentSecure — from $40/month
• Compass Student Insurance — from $43/month
• IMG Patriot Exchange Program

Compare US student health insurance plans →

What a waiver can save

Your saving is the University of Connecticut SHIP premium ($3,214 a year) minus the price of a private plan the university accepts. Private plans in our comparison start at $33/month ($396/year) for the youngest age band; plans that meet strict waiver criteria usually cost more. Compare the real price of the plan you would submit before you decide.